Most saving plans fail for one reason: they ask for too much, too soon. The 1% rule flips that around.
Start with one percent
Set a rule that moves 1% of every payday into a vault. It is small enough that you will not feel it.
Automate it
A rule you have to remember is a rule you will forget. Let the app move the money on payday.
“The best savings plan is the one you never have to think about.”
Raise it slowly
Every three months, add another percent. After a year you are saving 5% without a single hard decision.
Give it a name
Money with a purpose is harder to spend. Name the vault after what it is for, and watch it fill.
Written by Lena Fischer
Head of Design, Sunvault
Lena designs the parts of Sunvault that make saving feel easy, and writes about the small habits behind big goals.
Free to start · 2-minute setup
Put the 1% rule on autopilot
Create a payday rule in Sunvault and it runs itself from next month.